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Guides & Research Notes
July 28, 2026
Your Camera Was Stolen or Broken: Here's the Claims Process, Step by Step
What to do in the first hour, what to document before it ever happens, and how the actual claims process works at real gear insurers — sourced from their own claims pages, not generic advice.
July 25, 2026
Travelers' HQ-61B Endorsement Covers Cameras, But Only If You Already Have a Travelers Home Policy
"HQ-61B" is Travelers' Valuable Items Plus endorsement, and cameras are explicitly one of the covered classes. Here's what it actually covers, what it costs you in flexibility, and the one upside worth crediting.
July 10, 2026
PPA Membership Includes Camera Insurance, But It's Secondary. Here's What That Actually Means.
Professional Photographers of America membership comes with equipment insurance called PhotoCare. Before you count on it instead of a standalone policy, here's what 'secondary insurance' really means for a claim.