Provider & Product Reviews
Deep dives into specific insurers, membership programs, and store protection plans — what they actually cover, sourced from their own terms.
A Hill & Usher Policyholder's Deductible Is 10% of the Claim, Not a Flat Fee. The Two Are Equal at a $5,000 Loss.
One Package Choice policyholder reports a deductible of 10% of the claim, not a flat fee. Here is where percentage wins, and where it costs far more.
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PPA Says the Repair Deductible Is $50. One Member's Claim Came With Over $550 in Deductibles.
PPA publishes a $50 PhotoCare repair deductible. A member who filed reported over $550. You can't read the policy before paying $323 to check.
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Adorama Protect and Canon CarePAK Cover Drops. They Don't Cover Theft, and That's the Whole Point
Two Reddit threads ask the same question in different words: is a retailer or manufacturer protection plan the same thing as camera insurance? Their own terms say no, in one specific line.
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PPA Membership Includes Camera Insurance, But It's Secondary. Here's What That Actually Means.
PPA membership costs $323+/year and includes PhotoCare equipment insurance, but it's secondary. Here's what that means before you rely on it for a claim.
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